First Capital MG

Non QM

Non QM Loans

As a leading non-QM lender, we work to increase homeownership opportunities for all qualified borrowers. Our non-QM loan programs accommodate scenarios outside traditional parameters.

What sets First Capital MG Non-QM Loans apart?

We commit to providing you with flexible and personalized solutions. We understand that every borrower’s situation is unique, which is why we offer a wide range of loan options tailored to meet your specific needs. From bank statement programs to foreign national ITIN loans to DSCR loans, we offer a multitude of different non-QM loans to help you qualify for your home loan.

Non-QM Loan Evaluation Process

First Capital evaluates each borrower’s full financial picture, considering bank statements, tax returns, assets, and more. This allows:

Evaluation of various income types and sources like assets, bank deposits, or potential income of a property.

Support for self-employed applicants by assessing income using varied documentation.

Consideration for those with limited or damaged credit through flexible guidelines.

Unique Property and Borrower Eligibility

Non-standard housing, such as manufactured homes or mixed-use properties, is possible. Borrowers with green cards or non-resident alien status may also find solutions.

Customized Non-QM Home Loan

Our experienced mortgage consultants explore customized loan options for you. These alternative strategies can ensure that you get qualified no matter what your financial circumstances are.

Who qualifies for non-QM loans?

Non-QM loans are designed for borrowers who may not meet the traditional lending criteria, such as self-employed individuals with fluctuating income or those with a high debt-to-income ratio. These loans provide an opportunity for individuals who have unique financial situations to still obtain a mortgage. Additionally, borrowers who have experienced a recent bankruptcy or foreclosure may also be eligible for non-QM loans.

Verified Non-QM Home Loan Lender

We specialize in providing non-QM loans to borrowers nationwide and have a strong reputation for our competitive rates and excellent customer service. With our mortgage loan evaluation expertise and understanding of market financial situations, we can help individuals navigate the non-QM loan process and find the best solution for their home financing needs.

Contact us today!

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